Currency Calculator
Convert between 35+ world currencies — approximate indicative rates
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Rates are approximate indicative values (mid-2025). Use a live rate service for actual transactions.
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Currency Conversion Guide
Exchange rates fluctuate constantly based on interest rates, inflation, trade balances, and geopolitical events. The rates shown here are approximate mid-market reference rates for general calculation purposes. For actual money transfers or forex transactions, always use real-time rates from your bank, RBI authorized dealer, or a regulated forex platform.
Key pairs for India: USD/INR (~₹83-84), EUR/INR (~₹90), GBP/INR (~₹105), AED/INR (~₹22.7 — 1 AED ≈ ₹22.7). The Indian Rupee is a partially convertible currency managed by RBI.
lightbulb Example
Convert $1,000 USD to INR:
1Rate: 1 USD ≈ ₹83.50
2$1,000 × 83.50 = ₹83,500
✓ Use for reference only — rates vary
quizFrequently Asked Questions
Why do exchange rates differ between banks and currency converters?
Banks and money changers apply a markup over the interbank (mid-market) rate — typically 2–5%. The mid-market rate shown on converters is what banks charge each other; retail customers always get a worse rate. For international transfers, compare the "all-in" rate including fees. Services like Wise typically offer rates closer to mid-market than traditional banks.
What is the difference between buying rate and selling rate?
Banks have two rates: the buying rate (what they pay you when you sell foreign currency) and the selling rate (what you pay when you buy foreign currency). The buying rate is always lower than the selling rate — the difference (spread) is the bank's margin. Selling rate applies when converting INR to foreign currency; buying rate when converting received foreign currency to INR.
Does the RBI regulate the USD/INR exchange rate?
India uses a managed float system. The RBI does not fix the rate but intervenes in the forex market (buying or selling dollars) to prevent excessive volatility. The INR rate is primarily determined by supply and demand: export receipts, FII inflows, import payments, and crude oil prices are the biggest drivers. This calculator uses static reference rates for illustration only.