Tax Saving 80C Optimizer
Maximize deductions under 80C, 80CCD, 80D, 80E, 80G — compare New vs Old Regime for FY 2024-25
functions 80C Quick Reference
80C: Max ₹1.5L | 80CCD(1B) NPS: +₹50K
80D Self: Max ₹25K | 80D Parents: Max ₹50K
80E: No limit | Std Ded (Old): ₹50K
New Regime: Only NPS 80CCD(2) + ₹75K Std Ded
How to Maximize Tax Savings?
The most effective strategy combines Section 80C investments (EPF, PPF, ELSS) to the ₹1.5L cap, additional NPS contribution under 80CCD(1B) for another ₹50K, and 80D health insurance deductions. Together these can save ₹75,000+ in tax for those in the 30% bracket.
Under the New Tax Regime, most deductions are unavailable but you still get ₹75,000 standard deduction and NPS employer contribution benefit. Use this calculator to compare and choose the regime that results in lower tax for your specific situation.
Frequently Asked Questions
80C, NPS, and deduction limits explained